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(815) 937-1997 (Bourbonnais)
(708) 946-3232 (Beecher)
(815) 426-2532 (Herscher)
(815) 942-2554 (Morris)


(815) 935-0360 (Bourbonnais)
(815) 935-0360 (Beecher)
(815) 426-2586 (Herscher)
(815) 942-9212 (Morris)

Main Office Hours

Summer hours will begin
Friday, May 3, 2019 thru Friday, September 27, 2019

Hours are as follows:

Monday- Thursday - 8:00am-5:00 pm

Friday - 8:00am-1:00 pm

(Herscher Office hours - Monday-Friday -8:00-5:00)

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Smith, Koelling, Dykstra, & Ohm, P.C. is an independent member of the BDO Alliance USA, which allows us to expand the services offered to clients by drawing on the resources of BDO USA, LLP and other Alliance members.


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Theresa (Terry) E. Stading – Director of Estates and Trusts

Terry comes to SKDO with over 25 years of experience in public accounting, spending most of her time in the areas of fiduciary accounting, estate planning and administration, and taxation. With her training and experience, represented by the Certified Trust and Financial Advisor (CTFA), Accredited Estate Planner (AEP)® and CPA designations, Terry is uniquely qualified to deal with the complex issues trusts and estates encounter.

Terry enjoys providing exceptional service to clients. She develops lasting relationships providing tax, accounting and advisory services to encompass all aspects of financial well-being. She works collaboratively with the client’s advisors to ensure a comprehensive approach to planning and implementation. Terry makes sure families and trustees understand their responsibilities as trustees and the rights of the beneficiaries.

Terry’s success is due to the fact that she strives to find solutions that work for each client's specific situation. She has the ability to explain complex laws in ways clients can understand. Terry enjoys problem solving and is good at considering multiple options to find an optimal resolution.

“Working closely with a client’s other advisors ensures we are all aiming for the same target. The coordination of tax, financial, legal and personal planning produces results focused on the client’s concerns and desires.”